Short term business loans
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Short Term Business Loans
OnDeck doesn't take security over your assets, however we do require a personal guarantee.

Apply online in 10 minutes
The application is fast and easy, and there is no obligation to take a loan.

Receive funding fast
If you're approved for a loan, funds can be available in as fast as one business day.
What could you do with an OnDeck business loan for your store?
As a retail owner, you might face the need to keep up to date with changing trends and a competitive marketplace. As a result, you probably have limited time to attend to funding needs.

You could use a short term business loan to:
- Increase your stock so you can respond to fluctuations in market needs
- Launch marketing campaigns to attract new customers and increase awareness of your store
- Recruit and train new floor staff and register workers
- Adopt point of sales technology with new payment methods – such as Apple Pay or Paywave
We can support you with a business loan
from $10,000 to $250,000
6-24 month terms
Flexible terms include weekly and daily automatic payment options.
2.5% of loan amount
Set up fee covers the cost of servicing and processing your loan.
Grow and invest in your business
Put your short term business loan to use immediately, with funding in as fast as one business day.
Do you qualify for an OnDeck loan for your retail store?
OnDeck reviews applications for retailers that have been in business for at least 1 year.
Minimum gross annual turnover is $100,000.
Helpful tips to help your business ‘get on with it’
How to build a strong business credit profile Maximising the value of financing for retail businesses Growth strategies to build your business 5 social media tools small business owners should use everyday Inventory Control: The Just-In-Time Method

2.5% of loan amount