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The small business loans specialist

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unsecured business loans

Short term business loans

Quick and accessible loans to help fund your business needs.

Apply online in 10 minutes

The application is fast, easy and obligation free.

short term business loans

Receive funding fast

If you're approved for a loan, funds can be available in as fast as one business day.

Estimate the weekly payment of a business loan

Our Business Loan Calculator provides an estimate of weekly payments for different loan amounts and terms

Select your desired loan amount


Select your desired loan term

9 months
Weekly repayments:
Number of repayments:
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* For illustration purposes only.


We can support you with a business loan that offers these terms


Maximum Loan Amount: $250,000*
Minimum Loan Amount: $10,000*
Loan term: 6 – 24 months*
Origination fee: 3% of loan amount


  If you’d like to apply for an OnDeck small business loan, simply start an application online. It takes only 10 minutes and you’ll know whether or not you’ve been approved within hours, not days. If approved, you could receive funding in as fast as 1 business day.


Find out how much funding you could get for your business

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We can support you with a business loan from $10,000 to $250,000*


6-24 month terms*

  Flexible terms include weekly and daily automatic payment options


  3% of loan amount

Origination fee covers the cost of servicing and processing your loan


 Grow and invest in your business

Put your short term business loan to use immediately, with funding in as fast as one business day


  Loyalty discounts

We want to be there for you, now and in the future. Renew your loan and your origination fee will be halved to 1.25%


You could:

Increase your cash-flow and purchase stock to grow your business

Upgrade your equipment and machinery

Attract new customers with marketing and promotions

Refit, renovate or expand your premises


Does your business qualify?




How could your business benefit from a short term business loan?


When opportunity knocks

You have an opportunity to buy $30,000 worth of inventory for $20,000 if you buy in the next 3 days. A $20,000 OnDeck loan paid back over 6 months gets you money the next day, netting you a saving of $7,000. $10k Opportunity

$10,000 inventory discount

– $3k Cost

Loan cost: $3,000

$7,000 Business Savings


When you need to expand

Using a $50,000 OnDeck loan with a 12-month term, you can expand your business and net an additional $30,000 this year. After paying off the cost of the loan at $7,500, you gain a profit of $22,500.

$30k Opportunity

$30,000 annual profit from expansion

– $7.5k Cost

Loan cost: $7,500

$22,500 Year 1 Net Profit

Proudly compliant with the AFIA Code of Lending Practice


Ready to unlock opportunity?

Get Started

From Loan Specialists to Credit Analysts, our team are here to help you

You’ll receive ongoing support throughout the entire loan process from a dedicated Loan Specialist. Your Loan Specialist will work with you personally to make sure your experience goes smoothly – from start, to finish. Available Mon-Fri, 9am-6pm on 1800 676 652, or at, our team is here to help.

Han Tan

Credit Analyst
Sydney, Australia

Apply online now!

Get Started