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The small business loan specialist

Get Started

unsecured business loans

Unsecured Business Loans

OnDeck doesn't take security over your assets, however we do require a personal guarantee.

fast business loans

Apply online in 10 minutes

The application is fast, easy and obligation free.

short term business loans

Receive funding fast

If you're approved for a loan, funds can be available in as fast as one business day.



We can support you with a business loan

from $10,000 to $150,000


 6-24 month terms

  Flexible terms include weekly and daily automatic payment options


  2.5% of loan amount

Set up fee covers the cost of servicing and processing your loan


 Grow and invest in your business

Put your short term business loan to use immediately, with funding in as fast as one business day.


You could:

Increase your cash-flow and purchase stock to grow your business

Upgrade your equipment and machinery

Attract new customers with marketing and promotions

Refit, renovate or expand your premises





Do you qualify for a short term business loan?

OnDeck reviews applications from businesses that have been in operation for 1 year or more.

Your business should earn a minimum of $100,000 gross annual turnover.

OnDeck serves over 700 industries.


Just in case, here is a list of the few industries we can’t serve.


Example Return on Investment

When Opportunity Knocks

You have an opportunity to buy $30,000 worth of inventory for $20,000 if you buy in the next 3 days. A $20,000 OnDeck loan paid back over 6 months gets you money the next day, netting you a saving of $7,000.

$10k Opportunity

$10,000 inventory discount

– $3k Cost

Loan cost: $3,000


Business Savings

When You Need to Expand

Using a $50,000 OnDeck loan with a 12-month term, you can expand your business and net an additional $30,000 this year. After paying off the cost of the loan at $7,500, you gain a profit of $22,500.

$30k Opportunity

$30,000 annual profit from expansion

– $7.5k Cost

Loan cost: $7,500


Year 1 Net Profit

Our dedicated loan specialists, here to help along the way

Throughout the loan application process, your loan specialist is always there for you.

OnDeck Loan Specialists work with business owners like you every day, so they’ll be able to answer questions about short term business loans, industry challenges and the finance solution to best suit your cash flow.

Claudia Chavez

Credit Analyst
Sydney, Australia

Ready to unlock opportunity?

Apply Now

Fast business loans

Our easy online application uses a secure platform. You can get approved in as quickly as a few hours, and see money in the bank in as fast as 1 business day.

 Loyalty discounts

We want to be there for you, now and in the future. That’s why we offer discounts on fees on renewal loans, as well as the ability to qualify for lower pricing with each subsequent short term business loan.


Know your score

Your business credit score is a key indicator used by lenders when assessing credit or loan applications. By knowing your business credit score, you receive an indication as to whether it’s healthy and you can make informed financial decisions. OnDeck and Equifax have combined to create a tool which provides you with your credit score online. The best part about the Know Your Score tool is that it does not leave a footprint on your credit report so your credit score is not affected by using this service. You can learn more about how to build a strong credit profile, here.

It is immediate, free and secure. Check yours now!



Anytime, anywhere

We offer great service both online or offline—your choice. You can access your account at any time of the day, whether you want to check your balance, make a payment or find out when you’re eligible to renew. This service has been optimised for use with a tablet or smart phone so you can check your balance on the go. If you prefer speaking with a real person, you can talk to customer service Monday to Friday 9am – 6pm