Bi-directional arrow

Small business loans from $10,000 to $250,000

Enjoy an unforgettable $250 experience when you take out a business loan before June 30*

Get started Homepage banner button icon

Ready to do more with your business?

At OnDeck, we love to help Australian small businesses move forward and we're here for you now more than ever. We're Australia's leading online lender with over 15 years global experience, so we know what you need from your financing. We can help with fast, flexible funding to keep you on the move.

  • dollar-sign-bullet-point

    Loans from $10,000 to $250,000

  • calendar-bullet-point

    Terms ranging from 6 to 24 months

  • lightning-bullet-point

    Funding in as fast as 2 hours

Does your business qualify?

  • checkbox-bullet-point

    Minimum 1 year in business

  • checkbox-bullet-point

    Annual turnover over $100,000

  • checkbox-bullet-point

    No bankruptcy (prior or recent)

  • checkbox-bullet-point

    Minimum 500 business credit score

Here's how it works:

Online Application

Complete a quick and easy application - it only takes a few minutes

 Loans as fast as 2 hours

Our lightning loans® up to $175k can be funded in as fast as 2 hours - simply provide 6 months bank statements

$250k in a day!

More complex loans of up to $250k can be completed in as fast as 1 business day

Dedicated support

A dedicated Australia-based Loan Specialist will be in touch to help process your application

KnowYourScoreLogo-min

Complete a free business credit score check online

Your business credit score can give you an indication of the financial health of your business. 'Know Your Score' is an online tool, in partnership with Equifax, that allows you to see exactly where you stand. It's free to use, it won't impact on your credit score and there's no obligation to take out a loan.

Your own dedicated Loan Specialist

Your own dedicated Loan Specialist

You'll have your own dedicated Australia-based Loan Specialist at your side to help you throughout your loan application. They will work with you to make sure your application goes smoothly - from start to finish. Available Mon-Fri, 9am-6pm, our team is here to help.

Get started

How are we so fast? Meet OnDeck's Koala Score

The Koala Score™ is our powerful new credit scoring capability, built exclusively for Australian businesses. It combines thousands of data points and 15 years of small business lending to make it one of the most predictive credit scoring engines in Australia. The score provides us with a more accurate picture of your business and how much we can lend you which, as a result, is often more than you'd get elsewhere!

ondeck-koala-score-colour-spaced
code-compliant-small-business-afia-min
Mortgage & Finance Association of Australia
Australian Finance Industry Association
Finance Brokers Association of Australia
Franchise Council of Australia
SBAA-1-min
BPTW2022-5-min
BPTW22-1000-x-500-px-3

As featured on 2GB Sydney radio

Hear from Ross, the winner of OnDeck's $2,000 Business Bonus, in partnership with Ben Fordham and 2GB!

Learn More
Learn More
Ben Fordham Live

Monday - Friday / 5:30AM - 9:00AM

*RedBalloon gift voucher offer commences 9:00am (AEST) 1 May 2024 and closes 11:59pm (AEST) 30 June 2024 "Promotional Period". The promotion is open to new OnDeck customers only. Each eligible loan between $10,000-$250,000 will receive (1) a $250 RedBalloon gift voucher. Vouchers will be dispatched by RedBalloon at the end of the promotional period, following the completion of the promotion. OnDeck bears no responsibility for disputes between you and RedBalloon and reserves the right to terminate the offer at any time.