Lightning Loans® up to $150k
0% interest and no repayments for the first 4 weeks
Apply in minutes
To help you get the funds your business needs, at lightning speeds.
Ready to do more with your business?
At OnDeck, we love to help Australian small businesses move forward and we're here for you now more than ever. We're Australia's leading online lender with over 14 years global experience, so we know what you need from your financing. We can help with fast, flexible funding to keep you on the move.
Loans from $10,000 to $250,000
Terms ranging from 6 to 24 months
Funding in as fast as 2 hours
Does your business qualify?
Minimum 1 year in business
No bankruptcy (prior or recent)
Annual turnover over $100,000
Minimum 500 business credit score
Great you're eligible. Here's how it works:
Complete a quick and easy application - it only takes a few minutes
Our lightning loans up to $150k can be funded in as fast as 2 hours - simply provide 6 months bank statements
More complex loans of up to $250k can be completed in as fast as 1 business day
A dedicated Australia-based Loan Specialist will be in touch to help process your application
We can help you access the funds you need
The Koala Score™ is our powerful new credit scoring capability, built exclusively for Australian businesses. It combines thousands of data points and 14 years of small business lending to make it one of the most predictive credit scoring engines in Australia. The score provides us with a more accurate picture of your business and how much we can lend you which, as a result, is often more than you'd get elsewhere!
Not sure about the health of your business? Try Know Your Score!
Your business credit score can give you an indication of the financial health of your business. 'Know Your Score' is an online tool, powered by Equifax, that allows you to see exactly where you stand. It's free to use, it won't impact on your credit score and there's no obligation to take out a loan.
Meet Bradley, one of our dedicated Loan Specialists
You'll have your own dedicated Australia-based Loan Specialist at your side to help you throughout your loan application. They will work with you to make sure your application goes smoothly - from start to finish. Available Mon-Fri, 9am-6pm, our team is here to help.
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