Fill 70 4203B747-A5A2-4275-9F96-38E6851BE1BD Created with sketchtool. check check image/svg+xml CD0C9D5F-2558-443A-AD03-5A2F8700B292 Created with sketchtool. configuration image/svg+xml FE9604CC-D439-4D7C-AEB5-A81CBFFB16FE Created with sketchtool. Facebook Fill 44 Google+ 5A344CE4-3E88-4357-B768-280D04897943 Created with sketchtool. LinkedIn newdownload OnDeck Fill 199 percentage % BF59B24C-7DA4-41B0-87D4-01ED3734209F Created with sketchtool. 0DF0E730-80C5-4D3F-BD60-C7145885A66F Created with sketchtool. share with email share on facebook share on linkedin share on twitter Twitter Bi-directional arrow user Fill 83 Group 62693C83-537A-4833-ACB4-3A51525E6280

Lightning Loans® up to $150k

Apply in minutes

To help you get the funds your business needs, at lightning speeds.

  • First Name
  • Last Name
  • Best contact number
  • Your email address
  • This field is for validation purposes and should be left unchanged.

Ready to do more with your business?

At OnDeck, we love to help Australian small businesses move forward and we're here for you now more than ever. We're Australia's leading online lender with over 14 years global experience, so we know what you need from your financing. We can help with fast, flexible funding to keep you on the move.

short term business loans

Loans from $10,000 to $250,000


Terms ranging from 6 to 24 months


Funding in as fast as 2 hours

Does your business qualify?

  Minimum 1 year in business

  No bankruptcy (prior or recent)

  Annual turnover over $100,000

  Minimum 400 business credit score

Great you're eligible. Here's how it works:


Complete a quick and easy application - it only takes a few minutes


Our lightning loans up to $150k can be funded in as fast as 2 hours - simply provide 6 months bank statements


More complex loans of up to $250k can be completed in as fast as 1 business day


A dedicated Australia-based Loan Specialist will be in touch to help process your application

We can help you access the funds you need

The Koala Score™ is our powerful new credit scoring capability, built exclusively for Australian businesses. It combines thousands of data points and 14 years of small business lending to make it one of the most predictive credit scoring engines in Australia. The score provides us with a more accurate picture of your business and how much we can lend you which, as a result, is often more than you'd get elsewhere!

Not sure about the health of your business? Try Know Your Score!

Your business credit score can give you an indication of the financial health of your business. 'Know Your Score' is an online tool, powered by Equifax, that allows you to see exactly where you stand. It's free to use, it won't impact on your credit score and there's no obligation to take out a loan.


Meet Bradley, one of our dedicated Loan Specialists

You'll have your own dedicated Australia-based Loan Specialist at your side to help you throughout your loan application. They will work with you to make sure your application goes smoothly - from start to finish. Available Mon-Fri, 9am-6pm, our team is here to help.

Our partnerships