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Small business loans from $10,000 to $250,000

Get the funds your business needs at lightning speed through our professional and streamlined service.

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Ready to do more with your business?

At OnDeck, we love to help Australian small businesses move forward and we're here for you now more than ever. We're Australia's leading online lender with over 15 years global experience, so we know what you need from your financing. We can help with fast, flexible funding to keep you on the move.

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    Loans from $10,000 to $250,000

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    Terms ranging from 6 to 24 months

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    Funding in as fast as 2 hours

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    No asset security required

Does your business qualify?

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    Minimum 1 year in business

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    Annual turnover over $100,000

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    No bankruptcy (prior or recent)

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    Minimum 500 business credit score check it for free here

Here's how it works:

Online Application

Complete a quick and easy application - it only takes a few minutes

 Loans as fast as 2 hours

Our lightning loans® up to $175k can be funded in as fast as 2 hours - simply provide 6 months bank statements

$250k in a day!

More complex loans of up to $250k can be completed in as fast as 1 business day

Dedicated support

A dedicated Australia-based Loan Specialist will be in touch to help process your application


Complete a free business credit score check online

Your business credit score can give you an indication of the financial health of your business. 'Know Your Score' is an online tool, in partnership with Equifax, that allows you to see exactly where you stand. It's free to use, it won't impact on your credit score and there's no obligation to take out a loan.

Your own dedicated Loan Specialist

Your own dedicated Loan Specialist

You'll have your own dedicated Australia-based Loan Specialist at your side to help you throughout your loan application. They will work with you to make sure your application goes smoothly - from start to finish. Available Mon-Fri, 9am-6pm, our team is here to help.

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How are we so fast? Meet OnDeck's Koala Score

The Koala Score™ is our powerful new credit scoring capability, built exclusively for Australian businesses. It combines thousands of data points and 15 years of small business lending to make it one of the most predictive credit scoring engines in Australia. The score provides us with a more accurate picture of your business and how much we can lend you which, as a result, is often more than you'd get elsewhere!


As featured on 2GB Sydney radio

Hear from Ross, the winner of OnDeck's $2,000 Business Bonus, in partnership with Ben Fordham and 2GB!

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Ben Fordham Live

Monday - Friday / 5:30AM - 9:00AM