Lightning Loans is OnDeck's fast-tracked lending solution which allows for decisions in as fast as 30 minutes and loans up to $175,000 funded in as fast as 2 hours. However, Lightning Loans Plus are for larger loans of up to $250,000 which can be assessed and funded in as fast as 1 business day. These loans utilise our unique lending model KOALA Score™ which is one of the most accurate and predictive on the market.

While many lenders base decisions solely on personal credit scores and collateral, OnDeck focuses on additional data such as cash flow when analysing your business. This means OnDeck can approve many businesses that may have trouble getting finance elsewhere.

OnDeck works with businesses in over 700 industries ranging from doctors and restaurants to repair shops and retailers. Businesses that have been open at least 1 year and have at least $100,000 in annual revenue are eligible to apply for an OnDeck loan. Click here for our minimum qualifications and restricted industries.

OnDeck offers Australian businesses financing from $10,000-$250,000.

If qualified, your business can be funded in as fast as 1 business day from the time you submit your application.

OnDeck's simple application can be finished in minutes either online or by phone. You'll get a decision in as fast as 1 business day.

At OnDeck we're proud of our customer service. You can reach OnDeck's Australia based Loan Specialists 5 days a week from 9am to 6pm on 1800 676 652. You can also get in touch with us via info@ondeck.com.au.

You may find lower rates at a bank - if they approve you. But you will find our rates competitive, our funding fast and our customer service world-class.

You can use an OnDeck loan to purchase equipment or inventory, expand your business, launch a marketing campaign, or simply for general working capital.

Visit apply.ondeck.com.au and apply online in just minutes. Alternatively, call us directly at 1800 676 652 and speak with one of our Australia based Loan Specialists standing by Monday-Friday.