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We're your
small business loan

As a trusted lending partner, we're committed to providing you and your clients with fast and transparent services your businesses rely on.


Get in touch


Bonus gift cards
up to $1000*

Commission boost
of up to 6%#

Small business loans from $10,000 to $250,000

Our simple application and decisioning process takes minutes, allowing your clients to access the funds they need within 1 business day. We provide unsecured business loans up to $250,000 with terms ranging from 6-24 months.

The OnDeck difference

Combining your expertise with our people to exceed your clients’ lending expectations.

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Extension of your team

You’ll save valuable time with your own dedicated Australia-based loan specialist working with you from the outset to ensure your clients get the best solution.

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Trusted lending partner

We respect how hard-won your client relationships are. We understand they’re your valued customers and we’ll make sure they enjoy a superior experience with OnDeck.

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Quick and easy with no security

Unlike many of our competitors, we won’t ask for any security from your client. Our approval processes mean we can fund loans in as little as 2 hours and often with just 6 months of bank statements.

OnDeck Loan Products

Our Lightning Loans® are popular with SMEs looking to boost their business by purchasing stock or vehicles, undertaking marketing or simply to help with cash flow.


Loan Amount:

$10,000 - $175,000

Approval timing fast tracked:

Approved and funded in as fast as 2 hours

Basic approval requirements:

6 months bank statements only


No asset security required

although a guarantee is required

We also provide short term loans for higher values, or for more complex loan structures, with loan approval timing on a case by case basis.

Loan Amount:

$175,001 - $250,000


Within 24 hours, funding the next day

Basic approval requirements:

Bank statements (6 months), Accountant prepared financials (previous year's)

Loans over $175,000 now only require these 2 upfront documents


No asset security required

although a guarantee is required

The following details apply to both types of loans:

  • Terms: From 6-24 months
  • Payments: Weekly via direct debit
  • Minimum qualifying criteria: 1 year in business, $100,000 annual revenue, 400 Business Credit Score
  • Standard Commission: 4% + GST (2% + GST of net increase at renewal)
  • Origination Fee: 3% of loan principal, added to the loan amount (reduced to 2% on first renewal)

Become an OnDeck accredited broker today

At OnDeck, we know small business. We also know just how important your client relationships are. When you partner with us, you’ll enjoy a peace of mind that we’ll always work hard to get your clients the perfect solution for their needs - quickly and with no fuss.

Get in touch

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Miriam Portela

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William Purcell

Broker Support
All regions
0482 094 050

Don't just take our word for it

OnDeck has helped thousands of Australians access the finance they need. We achieve world class customer satisfaction ratings with a Net Promoter Score of 80 and an independent Trustpilot score of 4.8/5.

I had a very good Experience with OnDeck they were able to understand my business and they are very efficient and quick unlike some other finance companies out there that take a very long time. I recommend OnDeck to any business small, medium and big they if you want efficient and quick OnDeck is the best out there."
- J Douglas

Discover how OnDeck can help you and your clients succeed

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