Small business loans from $10,000 to $250,000

Every business is unique, that’s why we offer flexible loan options and terms to suit the needs of each individual business owner,
across hundreds of industries.

Our simple application and decisioning process takes minutes, allowing your clients to access the funds they need fast!

Earn up to

6% commission

and win in our $5,000 prize draw

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Our flexible business lending solutions

All our loans are unsecured¹ up to $250,000 with terms ranging from 6-24 months.

Loan Amount:

$10,000 - $175,000

Decision time:

Approved and funded in as fast as 2 hours^

Documents required:

6 months recent business bank statements only

Security required:

No asset or security taken

¹although a personal guarantee is required

Lightning Loans Plus provides short term loans for larger loan sizes and for more complex loan structures.

Loan Amount:

$175,001 - $250,000

Decision time:

Can be same day as approval^

Documents required:

6 months recent business bank statements,
ATO portals (ICA only), plus

Accountant prepared financials (previous 12 months) OR recent company annual tax return

Security required:

No asset security required

although a personal guarantee is required

The following details apply to both types of loans:

Terms: From 6-24 months
Payments: Weekly via direct debit
Minimum qualifying criteria: 1 year in business, $100,000 annual revenue, 500 Business Credit Score
Standard Commission: 4% + GST (2% + GST of net increase at renewal)
Origination Fee: 3% of loan principal, added to the loan amount (reduced to 2% on first renewal)

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The OnDeck difference

Combining your expertise with our people to exceed your clients’ lending expectations.

Extension of your team

You’ll save valuable time with your own dedicated Australia-based loan specialist working with you from the outset to ensure your clients get the best solution.

Trusted lending partner

We respect how hard-won your client relationships are. We understand they’re your valued customers and we’ll make sure they enjoy a superior experience with OnDeck.

Quick and easy with no security

We won’t ask for any security from your client. Our approval processes mean we can fund loans in as fast as 2 hours and often with just 6 months of bank statements.

Become an OnDeck accredited broker today

At OnDeck, we know small business. We also know just how important your client relationships are. When you partner with us, you’ll enjoy a peace of mind that we’ll always work hard to get your clients the perfect solution for their needs - quickly and with no fuss.

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