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We specialise in 
small business loans

Like you, we understand small business. That’s why we're dedicated to delivering a fast and transparent service that you and your business clients can count on.

Get in touch

Small business loans from $10,000 to $250,000

Our simple application and decisioning process takes minutes, allowing your clients to access the funds they need within 1 business day. We provide unsecured business loans up to $250,000 with terms ranging from 6-24 months.

Share an unforgettable


lifetime experience

when you settle a business loan before June 30*

OnDeck Loan Products

Our Lightning Loans® are popular with SMEs looking to boost their business by purchasing stock or vehicles, undertaking marketing or simply to help with cash flow.


Loan Amount:

$10,000 - $175,000

Approval timing fast tracked:

Approved and funded in as fast as 2 hours

Basic approval requirements:

6 months bank statements only


No asset security required

although a guarantee is required

We also provide short term loans for higher values, or for more complex loan structures, with loan approval timing on a case by case basis.

Loan Amount:

$175,001 - $250,000


Within 24 hours, funding the next day

Basic approval requirements:

Bank statements (6 months), Accountant prepared financials (previous year's)

Loans over $175,000 now only require these 2 upfront documents


No asset security required

although a guarantee is required

The following details apply to both types of loans:

  • Terms: From 6-24 months
  • Payments: Weekly via direct debit
  • Minimum qualifying criteria: 1 year in business, $100,000 annual revenue, 500 Business Credit Score
  • Standard Commission: 4% + GST (2% + GST of net increase at renewal)
  • Origination Fee: 3% of loan principal, added to the loan amount (reduced to 2% on first renewal)

The OnDeck difference

Combining your expertise with our people to exceed your clients’ lending expectations.

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Extension of your team

You’ll save valuable time with your own dedicated Australia-based loan specialist working with you from the outset to ensure your clients get the best solution.

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Trusted lending partner

We respect how hard-won your client relationships are. We understand they’re your valued customers and we’ll make sure they enjoy a superior experience with OnDeck.

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Quick and easy with no security

Unlike many of our competitors, we won’t ask for any security from your client. Our approval processes mean we can fund loans in as little as 2 hours and often with just 6 months of bank statements.

Become an OnDeck accredited broker today

At OnDeck, we know small business. We also know just how important your client relationships are. When you partner with us, you’ll enjoy a peace of mind that we’ll always work hard to get your clients the perfect solution for their needs - quickly and with no fuss.

Get in touch




Kylie Mahasay

Business Development Manager
0483 913 009

Will (1)

William Purcell

Broker Support
0482 094 050


Ellessa Demarco

Business Development Manager
0485 867 114


Luke Ratcliff

Broker Support
0483 928 717

Discover how OnDeck can help you and your clients succeed

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* RedBalloon gift voucher offer commences 9:00am (AEST) 1 May 2024 and closes 11:59pm (AEST) 30 June 2024 "Promotional Period". The promotion is open to OnDeck’s accredited brokers and new OnDeck customers only and is applicable for new customer transactions only. Each eligible transaction funded with a loan amount between $10,000-$250,000 will receive (1) a $250 RedBalloon gift voucher to the Broker and (2) a $250 RedBalloon gift voucher to the customer. Vouchers will be dispatched by RedBalloon at the end of the promotional period, following the funding of loans. OnDeck bears no responsibility for disputes between you and RedBalloon and reserves the right to terminate the offer at any time.