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Refer a Friend


Share in a $1,000 reward for your business… just by referring!


If you know any business owners who are in need of funding for their business, submit their details. If they take out a loan with OnDeck, you’ll both benefit!

You’ll receive a $500 Gift Card and your referring friend will receive a $500 discount on their loan origination fee*.

referrals form

US$12 billion

funded to 80,000 small businesses across Australia, USA and Canada


Customer Satisfaction Rating on Trustpilot

Simple online application

The online application takes just 10 minutes

In partnership with

You get $500…

You will receive a $500 Gift Card for referring a friend who owns a business.


and your friend saves $500. 

If your referral is approved for a loan with OnDeck, they’ll receive a $500 discount on their origination fee.


Conditions of offer: 

*The $500 gift card and the $500 discount on the origination fee is subject to the following terms and conditions:

1. The Referred Customer confirming the full name of the Referrer upon the initial application to OnDeck for a loan;

2. The Referred Customer has entered into a binding loan agreement with OnDeck for an amount of $20,000 or more;

3. The business of the Referrer is not in default under the terms of its business loan with OnDeck;

4. The Referrer will receive the $500 gift card upon fulfilling the above conditions;

5. Gift Cards can be claimed from the following retailers: Coles, Myer, JB Hi-Fi, iTunes, Good Food Gift Card, Ticketmaster, Flight Centre, Woolworths WISH, Rebel Sport  


We can support your referral with business loans

from $10,000 to $250,000

 6-24 month terms

  Flexible terms include weekly and daily automatic payment options


  2.5% of loan amount

Set up fee covers the cost of servicing and processing their loan


 Grow and invest in their business

Put their loan to use immediately, with funding in as fast as one business day.


Your referral could:

Purchase stock required to grow their business

Attract new customers with marketing and promotions

Refit or renovate their premises



Does your referral qualify for an OnDeck loan?


OnDeck reviews applications for small businesses that have been in business for at least 1 year.

Minimum gross annual turnover is $100,000.

OnDeck serves over 700 industries. Just in case, here is a list of a few industries we can’t serve. 


OnDeck, the small business loan specialist