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Frequently Asked Questions
OnDeck is a leading small business lender dedicated to changing the way small business owners access capital.
Over the past 10 years, OnDeck has delivered over US$9 billion to small businesses in the USA and Canada.
In Australia, OnDeck partners with MYOB, who are a strategic investor. MYOB is the accounting software provider trusted by more than 1.2 million businesses.
While many lenders base decisions solely on personal credit scores and collateral, OnDeck focuses on additional data such as cash flow when analysing your business. This means OnDeck can approve many businesses that may have trouble getting finance elsewhere.
OnDeck works with businesses in over 700 industries ranging from doctors and restaurants to repair shops and retailers. Businesses that have been open at least 1 year and have at least $100,000 in annual revenue are eligible to apply for an OnDeck loan. Click here for our minimum qualifications and restricted industries.
OnDeck offers Australian businesses financing from $10,000-$250,000.
If qualified, your business can be funded in as fast as 1 business day from the time you submit your application.
OnDeck’s simple application can be finished in minutes either online or by phone. You’ll get a decision in as fast as 1 business day.
You may find lower rates at a bank — if they approve you. But you will find our rates competitive, our funding fast and our customer service world-class.
You can use an OnDeck loan to purchase equipment or inventory, expand your business, launch a marketing campaign, or simply for general working capital.