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Small Business Loans


In partnership with  

unsecured business loans

Unsecured Business Loans

OnDeck doesn't take security over your assets, however we do require a personal guarantee.

fast business loans

Apply online in 10 minutes

The application is fast and easy and there is no obligation to take the loan.

Receive funding fast

If you're approved for a loan, funds can be available in as fast as one business day.

What could you do with a short term business loan?

At OnDeck, our easy online application and funding process means we could fund your loan in time for tomorrow’s lunch rush.

You could use an OnDeck loan for your cafe or restaurant to:

  • Cover the costs of overheads such as rent and electricity
  • Recruit and train new chefs, baristas, waitstaff or other employees
  • Upgrade your equipment – think coffee machines, dishwashers, or even upgrade your ordering system
  • Launch marketing campaigns to attract new customers and increase awareness of your cafe or restaurant
  • Invest in your staff with remunerations and a positive corporate culture


Ready to unlock opportunity?


Get Started 




We can support you with a business loan

from $10,000 to $250,000


 6-24 month terms

  Flexible terms include weekly and daily automatic payment options.


  2.5% of loan amount

Set up fee covers the cost of servicing and processing your loan.


 Grow and invest in your business

Put your short term business loan to use immediately, with funding in as fast as one business day.






“OnDeck helped me upgrade the gelato section at Dolcissimo, my Italian Restaurant.”



Dolcissimo Italian Restaurant

Anthony Raciti, Haberfield, NSW

Do you qualify for an OnDeck small business loan for your cafe or restaurant?


OnDeck reviews applications for cafes and restaurants that have been in business for at least 1 year.

Minimum gross annual turnover is $100,000. 


Get Started