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Get a $1,000 reward* when you refer a friend to OnDeck

Get a $1,000 reward* when you refer a friend to OnDeck

Refer Now

Looking to add some extra cash to your business? Look no further! With our ‘Refer a Friend’ program, you have the chance to earn $1,000 by simply referring a fellow business owner to us*.


Here's how it works:

1. Refer a Friend or Business Owner

Fill out the referral form below to provide us with the details of a fellow business owner. There’s no limit to the number of referrals you can make.

2. Get rewarded

We believe in sharing. So, when your referred business is successfully approved for a new loan, you’ll receive a $500 Gift Card, and your friend will receive a $500 discount on their origination fee*! That's a total of $1,000!

Don't miss out on this win-win opportunity to help a friend get the funding their business needs and earn some extra cash for your business. So, refer today and watch your rewards grow!

Does your referral qualify for a loan?

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    Minimum 1 year in business

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    Minimum $100,000 gross annual turnover

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    No bankruptcy (prior or recent)

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    Minimum 500 business credit score
    check it for free here

Access the funding your referral needs


Whether your business owner referral is looking for extra cashflow to support their growing business, need help paying for urgent repairs or renovations, or don't want to miss out on any deals due to a lack of funds, OnDeck can help.


OnDeck business loans range from $10,000 to $250,000 with terms of 6-24 months. There’s no security needed and the origination fee of 3% of the loan amount covers the cost of servicing and processing the loan. So that the funds can be put to use immediately, Lightning Loans® up $175,000 can be approved and funded in as fast as 2 hours.

Refer a friend

Refer a Friend update May 2024

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Your details

Conditions of offer: 


*This ‘Refer a Friend’ offer is subject to the following terms and conditions:

  1. This promotion applies to existing OnDeck customers (“You”). To be eligible for this offer your business must not be in default under the terms of its business loan with OnDeck.
  2. By submitting the name of a Friend to OnDeck as part of this promotion You agree to these terms.
  3. For the purposes of these terms, Friend means any person who owns or manages a small business in Australia that You refer to OnDeck and may include members of your family. There is no limit on the number of Friends You can refer to OnDeck, but OnDeck may decline to accept referrals in its sole discretion.
  4. If You have a Friend who You believe is interested in obtaining a loan, You may, with the consent of your Friend, provide OnDeck with the name and contact details of your Friend by completing the online form above. You warrant to OnDeck that your Friend has expressly requested for OnDeck to contact with them to discuss their loan options.
  5. If your Friend applies for and obtains a (funded) loan (during the “Promotion Period”) they will receive a $500 discount on the origination fee of that loan and You will receive the $500 Gift Card.
  6. Gift Cards are issued by Prezzee under their Terms of Sale and Terms of Service.
  7. Gift Cards will be emailed to the email address You provide in the online form within one (1) calendar month of the day your Friend’s loan is funded.
  8. OnDeck may, in its sole and absolute discretion and at any time, refuse to accept referrals of Friends from You.
  9. This promotion is valid within the Promotion Period and is not combinable with any other offer.