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Automotive Repair Business Loans
Guides and resources for automotive business loans

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Automotive Repair and Maintenance Businesses


It’s no secret that Australia is a car country. As of January 31st, 2020, the Australia Bureau of Statistics recorded 19.8 million registered motor vehicles nationwide.[i] 

With so many cars on the road, there’s always going to be a significant demand for auto repair shops staffed by knowledgeable, hardworking mechanics. With this being the case, starting your own garage with an auto repair business loan presents a lucrative opportunity, especially if you open in a location that is currently underserved.

One of the great things about opening an auto repair shop is that you can tailor your offering to cater to different types of vehicles and appeal to the specific niche of your choosing (such as sports cars, trucks, and motorcycles). Depending on the expertise you want to build your business around, and the demographic you want to serve, there are several different directions you can go in.

While COVID-19 has caused a reduction in overall vehicle use (and thus a reduction in the need for repairs and maintenance), things are slowly starting to trend towards normality around Australia. Now could be the ideal time to start an auto repair business to serve the predicted spike in motor vehicle use once domestic borders fully reopen and interstate travel returns (and likely exceeds) pre-pandemic levels.

Whether you’re a veteran mechanic or have recently finished an apprenticeship, an auto repair business loan is an excellent way to access the capital you need to get the ball rolling. If you know that you need some extra financial help in setting up your business, speak to our team about our auto repair business loans.

Automotive Repair & Maintenance Small Businesses in Australia – the Statistics

The market size of the automotive repair and maintenance industry in Australia is valued at $12 billion [ii]


The Australian Government Job Outlook indicates stable future growth for motor mechanics [iv]


The automotive repair and maintenance industry employs more than 70,000 people in Australia [iii]



There are approximately 40,000 automotive repair and maintenance businesses in Australia [v]

How can OnDeck Help?


A quick and easy loan process

Our simple application process can be completed in minutes and you'll know within hours if your loan is approved

Flexible loans to suit your needs

With loans from $10,000 - $250,000 over 6-24 month terms, we work with you to understand what best suits your needs

Dedicated Australia-based Loan Specialists

You'll get an Australia-based Loan Specialist to assist you with your application

Find out how much funding you could get for your business

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What life stage is your automotive repairs and maintenance business in?

OnDeck has specialised business guides and tips for every stage of your business.

Have a look below to see if your industry is listed.

Starting Out

Learning the ropes and honing your business owner skills

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Establishing yourself

Making a name for yourself and cementing yourself as a successful business owner

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Re-Invention and Evolution

Evolving as a business to newer and better heights

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OnDeck, the small business loan specialist

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