Identity Verification and Credit Check Authority

 

 

 

Completing an Identity Verification and Credit Check

 

Information Check

I confirm that I am authorised to provide the personal details presented and I consent to my information being checked with the document issuer or official record holder for the purpose of confirming my identity.

 

Use of Document Verification Service (DVS) and Information Match Data

I hereby acknowledge and otherwise authorise:

• By supplying personal information to OnDeck Capital Australia Pty Ltd (“OnDeck”, “we” or “us”), I am authorised to supply that personal information.

• The Information Match Request, the Information Match Result and other Information Match Data and access to and use of the DVS, may involve use of third party systems and services.

• express consent is provided for the collection, use and disclosure of identification information about an individual in relation to (a) an application for commercial credit (including name, residential address and date of birth) to a credit reporting body for the purpose of conducting an identity verification match as described in OnDeck’s Privacy Policy; or (b) an application to become an OnDeck accredited broker.

 

 Credit Check Authority

I hereby authorise:

• Requesting credit information including consumer credit-related personal information about me from credit reporting bodies for the purposes of: (a) if I am the applicant, assessing my commercial credit application, or the credit application of a business entity of which I am a director or other authorised person; or (b) if I am a prospective guarantor, assessing my acceptance as guarantor for commercial credit applied for by the applicant, and establishing and, if necessary, enforcing the guarantee; or (c) in the case of either (a) or (b) above, the collection and recovery of any overdue payment; or (d) if I am applying  to become an accredited broker, assessing this application.

• Exchanging credit information including consumer credit-related personal information about me with other credit providers for the particular purposes of: (a) if I am the applicant, assessing my application for credit; and (b) if I am a prospective guarantor, assessing the applicant’s application for commercial credit and/or the credit worthiness of the prospective guarantor.

 

I confirm and acknowledge that:

• I am not required to consent to any, or all, of the acts or practices described above.  However, my refusal to provide certain consents may prevent OnDeck from assessing (a) my application for commercial credit, (b) my suitability to act as guarantor, or (c) my application for broker accreditation (as applicable);

• OnDeck may collect additional personal information (including online, over the phone or from a person acting on my behalf such as a broker or accountant) and, if it does, the OnDeck Privacy Policy and consent statements in this authority will apply to the collection, use and disclosure of that information.

 

Further information

• The OnDeck Privacy Policy provides information about how OnDeck collects, uses and discloses personal information including identification information and credit information, including via DVS and credit bureaus.
• DVS is a service provided by the Australian Government via gateway service providers, in our case Equifax as our service provider.  Further information about the DVS and its operation and management is available at www.idmatch.gov.au.

If you have a complaint about our collection, use and disclosure of personal information including identification information or credit information, please contact our Privacy Officer at privacy-officer@ondeck.com.au.