5.1 minutes2
Combined decision time from quote to approval
Fast, accurate quotes for your clients
Meet Lightning Check, our new quoting tool for brokers. Close more deals, faster with less guesswork and more clarity.
Loading video…
The video could not be loaded. Please try again.
Know it's the right fit before you apply
Explore your client's potential borrowing options without committing to a full application or impacting their credit score. Move forward when it’s the right fit for your client.
Quotes on demand, in seconds
-
Tell us about your client
Enter a few business details and share your client’s business bank statements
-
Request a loan amount
Let us know how much your client wants to borrow, from $10,000 to $300,000
-
Get a quote in seconds
If your client meets our criteria, you'll receive an indicative quote in seconds
-
Move straight to an application
Submit the online application and you could have a Lightning Loan™ approval in minutes1
A “yes” you can trust
With Lightning Check, you’ll get a detailed indicative quote with maximum loan amount, interest rate, loan term and repayments. So you can have a more informed conversation with your client, backed by real numbers.
Big numbers. Lightning-fast momentum
Brokers are already putting Lightning Check to work.
3,900+
Lightning Checks completed
$124 million
Loans approved following a Lightning Check
Answers when it suits you, not us
Early mornings, late nights or anywhere in between. Lightning Check is always on, 24/7, so you can keep things moving, without waiting for business hours.
Frequently asked questions
Lightning Check is our online quoting tool that gives brokers a detailed indicative loan quote in seconds, without impacting their client's credit score. While the quote isn't a loan offer, it gives you a reliable indication of your client's potential borrowing options before submitting a full application. All loans remain subject to a full credit assessment and approval.
No. Lightning Check doesn't require a credit check, so you can explore your client's potential borrowing options without impacting their credit score. A credit check is only conducted when you submit a full loan application.
Like what you see? You can move straight to a full Lightning Loan™ application online. Once submitted, we'll complete a credit assessment and, if approved, provide a formal loan offer. You'll also receive updates as your client progresses through the process.
Yes. Lightning Check is available 24/7, so you can get indicative quotes whenever it suits you, without waiting for business hours.
Yes. You can download your client's indicative quote as a PDF and share it directly with them. The quote includes their maximum loan amount, pricing and repayment terms, making it easier to discuss their funding options before applying.
It simply means Lightning Check couldn't generate an automated quote based on the information available, and we need to take a closer look at your client. We recommend submitting an application so our team can complete a full credit assessment. Importantly, it is not a “no”. Plenty of applications that receive a "Further review required" outcome still go on to be approved.
A "No" outcome means your client is unlikely to meet our lending criteria based on the information provided. However, if you think there's more to the story, our Loan Writers are happy to take another look. Get in touch with our team to discuss your client's circumstances.