Bi-directional arrow

Backing small businesses to go bigger

We built our Lightning Loans™ to make life simpler for business owners. No long waiting, no unnecessary hurdles. Just lightning-fast funding to help them move forward, faster.

Business owner smiling as she checks her phone

Our story

Archaic, arrogant, greedy, opaque, slow... Big just kills you.

We wanted to help Australia's small business community by making lending better, not bigger. But that takes real innovation.

We wanted to build a platform that could deliver an answer in minutes, not days. But that takes years.

We wanted to offer unsecured loans so we benefit from our customers' success, not their failures. But that takes risk.

But heck, we took it all on, and it's paid off. More than a decade on, we're helping small businesses invest in their growth, seize more opportunities and move fast when it matters.

Today, small is killing it.

Setting a new standard

We’re on a mission to redefine small business lending by providing an unrivalled experience for every business who comes to us for funding. Because finance should feel like an opportunity, not a challenge.

Meet the team

The small business loan specialist

We’re experts in small business lending, because unlike banks, it’s all we do. Our loans are designed for how small businesses operate, and our proprietary Lightning ScoreTM model uses a decade of small business insights and thousands of data points to deliver smarter, faster, and fairer lending decisions.

Tradesperson in hi-vis holding a drill