Fill 70 4203B747-A5A2-4275-9F96-38E6851BE1BD Created with sketchtool. check check image/svg+xml CD0C9D5F-2558-443A-AD03-5A2F8700B292 Created with sketchtool. configuration image/svg+xml FE9604CC-D439-4D7C-AEB5-A81CBFFB16FE Created with sketchtool. Facebook Fill 44 Google+ 5A344CE4-3E88-4357-B768-280D04897943 Created with sketchtool. LinkedIn newdownload OnDeck Fill 199 percentage % BF59B24C-7DA4-41B0-87D4-01ED3734209F Created with sketchtool. 0DF0E730-80C5-4D3F-BD60-C7145885A66F Created with sketchtool. share with email share on facebook share on linkedin share on twitter Twitter Bi-directional arrow user Fill 83 Group 62693C83-537A-4833-ACB4-3A51525E6280

Wholesale and supplier business loans


In partnership with  


How can wholesale funding help your business grow?

As a wholesaler, your customers rely on you for their business to operate smoothly. If you’re low on inventory to distribute, then it’s likely that subsequently, so are they. An OnDeck loan could hep you stay on top of your inventory and cash flow.

With an OnDeck short term loan, you could:

  • Purchase more stock or a larger space to accomodate for fluctuations in demand
  • Purchase new equipment and technology to ease the distribution process, making things easier for you, your suppliers and customers
  • Pay your suppliers and accounts payable
  • Cover workforce expenses such as payroll 

With OnDeck, you could be approved and have the funds in your account in as fast as 1 business day, so you can get on with running your business.


Ready to unlock opportunity?


Get Started


We can support you with a business loan

from $10,000 to $250,000*


6-24 month terms*

  Flexible terms include weekly and daily automatic payment options.


  3% of loan amount

Set up fee covers the cost of servicing and processing your loan.


 Grow and invest in your business

Put your short term business loan to use immediately, with funding in as fast as one business day.



Choosing the right plan

At OnDeck, we understand that not every supply and wholesale business is the same. That’s why your dedicated Loan Specialist will work closely with you from start to finish to find the right plan for you and your business.


 Importers and Exporters

Whether you’re bringing the products in or shipping them out, a small business loan could help your business. Working capital can help you bridge the gap between paying for your imported goods and selling them. Supplier and wholesale funding can help you meet payment requests from overseas suppliers or cover your business’s shipping costs. OnDeck can help take the pressure off financing so you can grow your trade.  

 Industrial Distributors

As an Industrial Distributor, it’s important you have the right products to sell to your business customers as they expect it. Additionally, when purchasing in bulk from manufacturers, you’ll need to have enough funds to cover the costs of purchase. You may also need to hire industrial salespeople to represent your business to potential companies, and generate sales. All of these aspects of running your business require funds, and an OnDeck wholesale loan could help with just that.  

 Cash-and-carry Wholesalers

As a Cash-and-carry Wholesaler, it’s important you have adequate funds to cover the cost of business. While you won’t have to worry about delivery costs, nor waiting on customers to pay their invoices, you’ll still face costs associated with acquiring inventory from manufacturers. Additionally, overheads such as warehouse costs should be factored in to your expenses. Regardless of the nature of your expense, OnDeck can help provide you with a loan for your Cash-and-carry Wholesale business.  

 Drop Shippers

While your inventory costs may be low, there are many other costs for drop shippers to deal with. It’s important you can cover any necessary payments to suppliers, the cost of hiring any additional staff if necessary, as well as other costs associated with running your business. A small business loan could help with this.  


A small business loan could help you cover the costs of running your Assembler business. Purchasing the specific components needed to assemble required products and ensuring your suppliers are paid on time are only two costs you might face. It’s important your business also has adequate funds to purchase or lease the resources you need to assemble the product itself – a small business loan could help you cover the costs of these expenses.  

 Convenience Stores

Purchasing new stock – whether it is chocolate bars, face wipes or bottles of water – is only one of the costs you’ll face when running your business. You might choose to extend your hours to be open 24/7, and hire new staff for the overnight shift. Maybe it’s time to purchase another Slurpee machine in time for the school holidays. Whatever the need, OnDeck is here to help.  


How can you get approved?


We’ve worked with many wholesale and supply businesses to provide them with external short term financing. To be eligible for an OnDeck loan, your business needs at least $100,00 annual turnover, a business credit score of 500 and to have been in operation for at least 1 year.

All you need is 6 months recent bank statements to get started! 


Get Started 


unsecured business loans

Short Term Business Loans

Quick and accessible loans to help fund your business needs.

Apply online in 10 minutes

The application is fast and easy, and there is no obligation to take a loan.

Receive funding fast

If you're approved for a loan, funds can be available in as fast as one business day.