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Lightning Loans
Our unique KOALA Score™ is one of the most accurate and predictive business lending models. So, unlike our competitors, we don't need any upfront security (like your house or car) to guarantee your loan. It also enables us to offer larger loans or better terms and give you access to your loan faster. In fact, our loans can be approved in as fast as 2 hours.
Apply online with 6 months' worth of business bank statements. Unlike our competitors, we won't ask for upfront security (such as your house or car) on any loan up to $250k.
Your dedicated Australia-based Loan Specialist will confirm your application in minutes (on loans up to $175k)
Once approved, you could have your Lightning Loan funded in as fast as 2 hours. More complex loans up to $250k can be completed in as fast as 1 business day.
Our loan terms (6-24 months) and repayment options are flexible and designed to suit your business borrowing needs
Benefits of Non-Bank Lenders
Non-bank lenders are institutions that are not a bank, credit union or building society. Non-bank lenders offer loans to consumers, with each institution varying in rates and features. There are some benefits of obtaining an unsecured business loan with a non-bank lender rather than a bank:
Rates and Fees
Because non-bank lenders are privately owned institutions, they are able alter their rates and fees to stay competitive against banks and other non-bank lenders.
Easier and Faster Application
Banks require a more extensive set of financial documents to be submitted with loan applications whereas non-bank lenders will not. This means that unsecured business loan applications with non-non-bank lenders are streamlined and you can receive funding faster.
More Flexible Criteria
Non-bank lenders will generally have more flexible criteria when it comes to requirements for unsecured business loan applications. This can include requirements such as time in business, minimum business revenue and minimum business credit score. Customer service and customer support can also be an advantage of non-bank lenders.
Great you're eligible! Here's how it works:
Complete a quick and easy application - it only takes a few minutes
Our lightning loans up to $175k can be funded in as fast as 2 hours - simply provide 6 months bank statements
More complex loans of up to $250k can be completed in as fast as 1 business day
A dedicated Australia-based Loan Specialist will be in touch to help process your application
Meet Bradley, one of our dedicated Loan Specialists
You'll have your own dedicated Australia-based Loan Specialist at your side to help you throughout your loan application. They will work with you to make sure your application goes smoothly - from start to finish. Available Mon-Fri, 9am-6pm, our team is here to help.
As featured on 2GB Sydney radio
Hear from Ross, the winner of OnDeck's $2,000 Business Bonus, in partnership with Ben Fordham and 2GB!
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